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Announcements |
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| ROHERA Business Network International
Thursday, April 26, 2007Romanian Heritage Assn. - ROHERA Business Network is made up of businesspeople and professionals of Romanian background or anyone who supports Romanian economic activity. There is no charge to register your Contact Info online to stay informed about business get-togethers, to post your specialty on this website, and promote Romanian economic activity. Join ROHERA for $50 a family or $25 a person & you can post your enhanced business entry (logo and full-profile). 2007 is the year of Romania's integration into the EU & the World - let's join hands and move forward together - Hai sa dam mana cu mana!
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Market Commentary |
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Finance Tips |
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Is it safe to bank by cell phone?
Thanks in part to banks' big investments in security technology, you're probably not dialing for disaster with mobile banking. But there are still ways to get stung.
Do smart women marry money?
It sounds easier to find a rich man than to find your own way financially. But I've got a 2-step plan that will make you both richer and happier.
Which are the worst states for tickets?
As the traditional summer driving season peaks, a drivers'-rights group ranks the states on driver friendliness. New Jersey? Fuhgeddaboudit.
Credit card rates, fees soar as new law looms
Caught between rising default rates and new legislation that will cap interest rates, banks are protecting profits by charging even their better customers more.
Survival guide for breadwinner wives
Women who earn more than their husbands are hardly rare, but that doesn't mean it's a comfortable role for them (or their spouses). Here are 3 tips to make it easier.
Can your lifestyle hurt your credit?
Lenders might be monitoring your behavior via your credit card spending -- and certain purchases could cost you.
Your 5-minute guide to protecting your identity
Here are 22 steps to protect yourself from identity theft -- and 8 ways to clean up things if you become a victim.
Escape a debt, face the IRS
Congratulations. You just talked a lender into reducing or canceling a troublesome debt. The bad news? Now you may have a tax problem.
7 ways to save your profits from the tax man
The tax code actually can help you increase your investment profit. Here are some tips for maximizing gains, including advice on how to time purchases and sales.
On the move? Watch for deductions
If your move is job-related -- and you meet a couple of requirements -- you're eligible to write off a large portion of your moving expenses. Here's a rundown.
Great with credit, lousy with money
Credit scores are important, but having great scores doesn't mean you're doing everything right. If you fall for any of these 3 myths you could still get hurt.
Shady tax preparers, watch out
In most states, virtually anyone can hang up a shingle and go into business figuring taxes. The IRS is looking into regulating and perhaps licensing 'unenrolled' agents.
Money in your 60s: 12 steps to take
This is your last chance to get retirement-ready. Here's the game plan to make sure your numbers add up before you call it quits at work.
4 of America's nastiest housing busts
A look at other big downturns of the past 3 decades suggests that recovery from the current housing crash could take years.
How to get a $2,500 tuition rebate
It sounds too good to be true, but if you meet income qualifications (and are careful with any 529 savings accounts), Uncle Sam is prepared to help cover college bills.
Mortgage help from surprise source
More troubled homeowners are turning to private mortgage insurers for aid, and the companies are obliging with programs aimed at keeping borrowers in their homes.
How to retire in bad times
Retiring in a down market puts you in a danger zone. The risk is that you'll run out of money before you're finished living. At a time like this, you need a game plan.
3 big retirement-savings myths
For starters, you may not need as much money as you might think, say 2 financial experts who challenge the conventional wisdom.
Stop listening to Suze Orman
The personal-finance guru favors supersimple mantras -- even when they're wrong -- and psychological explanations for all your money problems. Maybe it's time to stop trusting her.
10 cutbacks you'll see at work
With more companies in dire straits, raises, health insurance and 401k matches are vulnerable to being cut. If they're not already gone, they could be soon.
Your 5-minute guide to retirement planning
Even if you're close to retirement and haven't saved at all, late is better than never. Whether you're 30 or twice that, these 18 tips can help put your finances in order before you leave the workplace.
How to retire on $12,000 a year
An old but often-overlooked strategy can dramatically cut what retirees spend on food, shelter and transportation. (And there could be social benefits in the bargain.)
8 ways to botch your retirement
You don't have to stop working if you don't want to, especially when there are so many easy ways to ensure you'll toil away until your dying day.
6 money mistakes newlyweds make
Remember the 'for richer' part of your wedding vows? These financial pitfalls can keep you from fulfilling that pledge.
Money in your 50s: 8 moves to make
It's time to plan for your retirement -- where you'll live, what you'll do and what it'll cost. Pay special attention now to career prospects, health and insurance.
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Economy News |
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Rising Job Losses Damp Hopes of Recovery
Job losses accelerated last month and the unemployment rate rose to 9.5%, casting doubt on the U.S. economy's ability to rebound soon.
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Merkel Seeks End to Cycle of Crises
Germany's Merkel will urge G-8 leaders to break the cycle of bubbles and crises by tempering economic growth and taming financial markets when good times return.
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Even Teachers Feel Pinch of Downturn
Education jobs -- once considered recession proof -- grew steadily in recent years, but the number of teaching jobs has declined in four of the last six months.
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ECB Keeps Rates Steady
The ECB kept its key rate at a record low 1% and signaled it is unlikely to cut rates further or launch new lending programs soon.
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No Decision Yet on More Stimulus
White House economists have discussed whether more economic stimulus will be needed, but they won't make the decision until at least the fall.
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New York City Sees Slide in Tourism
New York City, one of the world's most visited places, is seeing a downward slide in tourism this summer even as it battles other economic woes.
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California Lays Plans to Issue IOUs
California's top accountant said the state would begin issuing IOUs to creditors after lawmakers failed to meet its deadline this week to close a massive budget deficit.
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Manufacturing Stabilizes; Labor Is Still Weak
Declines in U.S. manufacturing activity slowed last month, which may point to growth in the second half of the year. But separate reports showed the labor market remains weak, an obstacle to recovery.
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Strapped States Play for Time
States turned to stopgap measures to keep operating after seven failed to enact budgets before their new fiscal year began.
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U.K. Credit Conditions Improve
U.K. banks and other institutions modestly increased lending to the corporate sector in the second quarter, a Bank of England survey showed.
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Australia Trade Deficit Widens
Australia posted its largest trade deficit since July 2008 in May as export receipts remained in freefall as the global economic slowdown cuts demand for commodities.
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Moody's Downgrades Irish Government Debt
Moody's stripped Ireland of its coveted Aaa government bond ratings amid mounting worries about the country's public finances and the cost of the government's bailout of the banking system.
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Bond-Market Finance Takes Hold
Europe is seeing an unprecedented rise in companies' use of bond markets, rather than banks, to raise money.
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Unemployment in Euro Zone Hits 10-Year High
The unemployment rate in the 16 countries that use the euro rose more than expected and to the highest level for a decade in May.
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Incentives Buoy German Auto Sales
New-car registrations in Germany are expected to total more than 3.5 million vehicles this year, boosted by government-initiated scrapping incentives.
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Cities Grow at Suburbs' Expense
U.S. cities are holding onto their populations with a mix of people trapped in homes they can't sell and those who prefer urban digs over more distant McMansions.
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U.S. Expands Aid to Homeowners
The Obama administration is expanding the number of borrowers who can refinance home loans under its housing-rescue program.
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India Economy May Grow 7.75%
India's economy may grow as fast as 7.75% this fiscal year, but the expansion will hinge on how fast the U.S. and the global economy recover, a government survey said.
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Some Hard-Hit States Get Less Stimulus
Some of the states worst hit by the recession are getting far less federal economic-stimulus money per person than states faring better.
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ADB Sees Emerging Asia Recovery
Developing Asia has hit the bottom of the global downturn and is in transition from recession to recovery, the chief economist of the Asian Development Bank said.
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Home Prices Drop at Slower Pace
Home prices eased their slide in April, but rising unemployment and shaky consumer confidence weigh on prospects for a recovery in the housing market and broader U.S. economy.
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Vietnam Stimulus Raises Red Flags
Economists fear Vietnam's resilient economy masks serious problems, as loose state-directed lending risks a new speculative bubble.
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Glitch Inflated Home-Sales Data
The California Association of Realtors expects to make sharp downward revisions in its recent monthly reports of soaring home sales in the San Diego area, after finding errors in its data.
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China to Boost Ties With IMF
China will next week move towards reconciliation with the IMF, agreeing to disagree about its controversial currency policy as it seeks to influence the organization.
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U.K. and EU Notch Gains
The U.K. received promising economic data, while revised figures for the euro zone suggest the continent's recovery may be proceeding at a slower pace.
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Seoul Reports Trade Record
South Korea reported a record June trade surplus, marking one of the biggest signs yet that the global economic downturn is doing less damage here than in most other advanced countries.
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China's Manufacturing Ticks Up
China's manufacturing ticked up in June from the previous month, helping drive a recovery in the country's economy.
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Japan Gets New Economy Minister
Japan's Aso appointed Yoshimasa Hayashi as economy minister, adding a fresh face to his cabinet ahead of general elections.
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Crisis Curbs Migration of Workers
The global crisis is hitting immigrants particularly hard and slowing international migration, the OECD said.
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Japan Tankan Sentiment Rises
Sentiment among big Japanese manufacturers bounced back in June, but the rebound was less than expected and the outlook for capital expenditure is weak.
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Large Corn Crop Lowers Prices
Farmers planted more than expected this spring, potentially giving relief to ranchers, food companies and ethanol makers, which have endured high grain prices.
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Firms Await Broadband Grant Rules
Obama administration officials is set to announce rules for handing out $7.2 billion in broadband stimulus funds.
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